Asset and supplier
Specialist, imported, new and used equipment can require different invoices, specifications, valuations or supplier checks.
Business finance
Equipment finance for productive assets
Plan purchases for machinery, tools and specialist equipment with a broker-led comparison of suitable structures.
- 40+ lender panel
- Australia-wide
- Enquiry first — no application lodged
Understanding equipment finance
Equipment finance can preserve working capital while matching repayments to an asset's useful role in the business. Asset type, supplier, age and business profile will shape the options available.
Finance is subject to lender assessment, eligibility and terms. Rates and fees vary. Information here is educational and not financial, tax or legal advice.
Broker contactKevin Safary
Published businessRateSmart Finance Pty Ltd
ABN 71 665 085 058
Licence referencesACL 546549
ACR 546466
Decision support
Finance should fit the equipment's productive life
The most useful equipment comparison connects the asset's cost and operating benefit with a realistic term, evidence path and ownership plan.
Useful life
The proposed finance term should make sense beside how long the equipment is expected to remain productive.
Business return
Capacity, labour savings, replacement need and expected revenue help explain why the purchase makes commercial sense.
Evidence pathway
Trading history and available financial or transaction evidence influence which lenders and structures are realistic.
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Built around the asset or purpose.
- 01Machinery and plant
- 02Trade and workshop equipment
- 03Medical or professional equipment
- 04Technology and approved business assets
Compare the complete offer
Look beyond the advertised rate.
Ask for the repayment, fees, conditions and end position to be explained together. An estimate is useful, but it is not a lender quote or approval.
Open repayment estimatorTotal cost and timing of repayments
Deposit, security and guarantee requirements
Used-equipment, valuation or supplier conditions
Ownership, balloon and early-payout position
What may be requested later
Start without uploads. If you continue, a broker will explain which documents are relevant.
- 01Supplier quote
- 02ABN and business profile
- 03Financial or transaction evidence
- 04Asset specifications
Questions, answered plainly
Before you start.
Can used equipment be financed?
Potentially. Age, condition, valuation and resale characteristics may influence lender appetite.
Can repayments match cash flow?
Available terms and schedules vary. Discuss your operating cycle with the broker before selecting a structure.
Does asking for a quote guarantee approval?
No. A quote request starts a broker conversation. Approval, pricing and conditions depend on lender assessment and your circumstances.
