Speak with RateSmart Finance

Start an enquiry by phone or online from anywhere in Australia. A broker will confirm what you need and explain the relevant next step; our published physical office is in Melbourne.

Contact information

470 St Kilda Road
Melbourne VIC 3004

Prefer the guided quote? Share the essentials online and we will follow up.

Get finance options

A conversation first. No automatic application.

RateSmart reviews the enquiry, confirms the purpose and explains what information would be useful. A lender is approached only when you choose to progress and the request is ready.

  1. 01

    Confirm the request

    A broker checks the asset or purpose, approximate amount, timeframe and preferred contact method.

  2. 02

    Explain the pathway

    You receive a plain-language outline of likely evidence, assessment considerations and suitable next steps.

  3. 03

    Choose whether to continue

    Submitting an enquiry does not guarantee approval, set a rate or require you to proceed.

Published identity and licensing references.

Find us in Melbourne.

470 St Kilda Road, Melbourne VIC 3004

A clearer next step

Tell us what you need. We'll help you understand the options.

Start a guided finance enquiry, or speak directly with a RateSmart broker. No application is lodged by submitting an enquiry.